Premium Financing

Elevate Your Retirement with Smart Financing -

More Wealth. More Security. More Options.

For higher-income earners and high-net-worth individuals, traditional retirement plans often fall short—they come with IRS contribution limits, restricted access, and limited tax advantages. To build substantial tax-free retirement income, you need a strategy that provides greater flexibility, maximizes savings, and preserves your liquidity.

One effective solution is leveraging financing to fund a high-cash-value life insurance policy. Instead of tying up your capital, this approach allows you to use third-party financing to cover premiums while keeping your assets invested and working for you.

Key Benefits of This Strategy:

✅ Tax-Free Income in Retirement – Access cash value growth through tax-advantaged policy loans.
✅ Preserve Your Capital – Fund premiums using financial leverage instead of liquidating assets.
✅ Build the Retirement Lifestyle You Want – A solution for those who want to retire earlier or ensure they can afford the lifestyle they envision.
✅ Catch Up on Retirement Savings – Ideal for those who haven’t saved enough or lack the discretionary income to close the gap.
✅ Living Benefits for Life’s Unexpected Events – Access funds in case of chronic illness, critical illness, or critical injury, providing financial security when you need it most.
✅ Estate & Business Protection – Safeguard wealth for your heirs or secure a buy-sell agreement for your business.
✅ Flexible Financing Options – Alternative solutions for individuals who may not qualify for traditional financing.

Why Work With Us?

At Rise North Capital, we offer access to multiple strategic partnerships to provide the most competitive solutions for premium financing. Whether you are a higher-income earner looking for an alternative savings opportunity to enhance portfolio diversification or someone who does not qualify for traditional financing programs, we have flexible plans to help you benefit from this strategy.

Your Future, Your Strategy

Let’s explore the best funding solutions for your long-term financial goals.

Disclaimer:

Individuals must qualify for both medical and financial underwriting to participate in this strategy. Living benefits are subject to the claims approval process and may vary based on policy terms and provider guidelines.

The tax advantages of life insurance, including tax-free withdrawals and loans, are based on current tax laws and proper policy structuring. Rise North Capital does not provide tax or legal advice—please consult with a qualified tax professional for personalized guidance.